Budgeting Apps

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As technology advances, mobile apps are becoming popular tools for helping VISTA members manage living allowances and everyday financial matters like organizing expenses, managing automatic bill paying services, and receiving direct deposits.

We’ve chosen a few apps that are useful tools for managing money. They use the same encryption and security systems used by banking institutions, but keep in mind that you’ll need to share passwords to your financial accounts in order to use these services. Although the apps track and update data about your income and transactional history, they do not have the ability to move your money without your consent.

Mint.com

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Mint helps you manage your finances with its intuitive, feature-rich interface. Use the app to link all your accounts and organize your expenses into categories, discover your spending patterns in easy-to-understand charts, and create realistic savings goals. It includes built-in alerts and sends you bill-paying reminders to help you stay on top of your budget. 

Mint is geared for people who have a more extensive financial portfolio. It’s available online at Mint.com, and the free app is available on iOS and Android.

BudgetEase

BudgetEase uses the envelope method to help you avoid spending more money than you have, plan ahead for expenses, and build a savings for unexpected events. It’s intuitive to use. You can enter expenses via text message or voice, and the amount automatically comes out of the envelope you specify. It includes built-in notifications such as bill reminders and balance alerts.

BudgetEase is available online, and the free app is available on iOS and Android.

Budgeting Apps Comparison Chart

Available Feature

Mint

BudgetEase

See all personal finance accounts.

Yes

Yes

Automatically categorize transactions.

Yes

Yes

Charts and graphs show you what you’re spending at a glance.

Yes

Yes

Track your budget.

Yes

Yes

Monitor spending trends.

Yes

Yes

View finances offline.

Yes

No

Get bill alerts and reminders.

Yes

Yes

Use on a tablet.

Yes

Yes

Use with a web browser.

Yes

Yes